What Dave Ramsey Recommends for Identity Theft Protection

In a time when we’re living more of our lives online, millions of Americans deal with the challenges, frustration, and loss of having their identities stolen. None of us can afford to brush off the importance of planning for the possibility that we may experience identity theft. Dave believes that identity theft protection is crucial to have -- enough so that it's part of his employee benefits package. Above all, he recommends identity restoration services that save you the money, time, and frustration of cleaning up an identity theft event by yourself.
What he does not recommend is credit expensive monitoring services that only notify you of potential theft after something suspicious shows up on your credit report.
For these reasons, Zander Identity Theft Solutions offers personal information monitoring, full-service restoration, timely alerts, plus $1 million in expense reimbursement. What’s more, we cover your kids for free! Few parents tend to realize that kids are among the most likely to experience identity theft.

More than Credit Monitoring

Instead, the comprehensive coverage you can get with Zander IDT Solutions will save you big money, both in protection and if someone steals your identity. But we won't try to sell you identity theft services you don't need. The Zander team listens to your needs and concerns. We work with you to provide the cost-effective solution and can even show you how to monitor your own credit reports – and your kids' – for free. 

Keeping Your Children Safe with Identity Theft Protection

There's no way around it. You must protect your children from identity theft. Identity thieves seek out children's identities because children's credit reports are "clean slates".  The safeguards that creditors put in place to stop ID theft are simply not effective for kids, since they have no debt or credit history. The red flags just aren't there.
Often, a child doesn't find out their identity has been stolen until they try to establish credit by signing an apartment lease, getting electric service set up for the first time, or opening a savings account. Identity thieves can steal a child's identity at any time from the moment they're born.
At Zander, we're parents too! We take the harm of children very personally, and felt compelled to do something to combat this risk. For this reason, as a company, we've made the decision to have Zander IDT Solutions cover children for free on our family plan, to make it easier for parents to protect them. This benefit is one of the many reasons Dave Ramsey recommends Zander for identity theft protection.

You can explore more information about what Dave recommends for term life insurance, home insurance, auto insurance and disability insurance.