Established in London, England, Legal and General has a history that dates back nearly two centuries. By the mid-1900s, the company had expanded into the United States, where it continues to own and operate multiple insurance brands.

Today, Legal and General provides both term life and universal life insurance that is underwritten and issued by William Penn in the state of NY, and Banner Life Insurance in all other states. In an effort to make life insurance available to families of all income levels, Legal and General has term life polices that cost as little as $7 per month. Term life clients can personalize and augment their basic term life coverage with a range of targeted riders. Valid for the full life of the holder, Legal and General’s universal life policies come with guaranteed returns and adjustable death benefits. 

Legal and General stresses the supreme importance of delivering swift and accurate payment on all policies, allowing beneficiaries to file a claim by filling out a convenient and secure form online and promising to process all approved claims in a single business day.