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Why should I use Zander vs. other alternatives? Zander provides a balance of size, experience and commitment to excellent service that is unique in our industry. We are large enough to command the attention and accountability of the companies we represent, which helps assure that our clients receive the most competitive pricing and prompt attention […]

If you’re reading this, you’re probably considering purchasing a life insurance policy. If so – congratulations! It’s one of the best ways to protect your family and will bring you peace of mind for years to come. Before you commit, though, you need to determine what type of policy is best for you: whole or […]

Many employers offer group life insurance as part of a comprehensive benefits package – but is that enough? According to Dave Ramsey, the answer is no. While it is only to your benefit to accept it if your employer offers to pay for your plan, you do need additional coverage outside of your job. Here’s […]

The purpose of life insurance is to support your family if something were to happen to you. But is your current policy really enough to take care of them? Hear what Dave has to say below. Whether you are an income-earner or a stay-at-home parent, term life insurance is an essential part of planning for your […]

If you follow Dave Ramsey’s advice, you probably know that Dave Ramsey only recommends term life insurance – but have you thought through how much you’ll need or how long of a term to purchase? What about all those riders . . . are they necessary? Here are some common mistakes to avoid so that […]

Let’s talk life insurance. It’s not a topic that often comes up around the dinner table, but it’s important to think about. Term life insurance provides the financial resources your loved ones need to carry on if something happens to you. Ever wonder if term life insurance is something you really need? Well, you’re in […]

Understanding the value a stay-at-home parent brings to a family’s overall income is an important step in deciding the right coverage for your family. Just because you don’t bring home a paycheck, doesn’t mean the contributions you make to your family’s overall income aren’t significant. Everything you do as a stay-at-home parent – including cooking, […]

This information is intended for non-specific/general use only. Please consult your tax, legal or professional advisor with respect to your personal situation. 1) Should I name my estate as beneficiary? No. This measure should only be considered in very unusual and specific situations. By naming your estate as beneficiary, you expose the proceeds of the […]

As health officials continue to learn more about what this virus means for us long-term, we’re understanding more about how this will affect the insurance industry as well. Rate increases and restrictions on who can apply have become more prevalent and aren’t slowing down any time soon. As you consider the best way to protect […]

The best way to determine whether or not you need life insurance is to ask yourself one simple question: who depends on my income? If the answer is only you, life insurance may not be your biggest priority right now – and that’s okay! The primary purpose of life insurance is to allow your loved […]


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